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India Salary Calculator

Start from monthly gross, take-home or CTC and get the full breakdown — Basic, HRA, Conveyance, PF, ESI, professional tax, gratuity and the employer's total cost to company. The same engine our payroll runs. Take-home is shown before income tax (TDS).

Your inputs

The same engine our payroll runs. Basic 57.9% of gross, HRA 50% of Basic, Conveyance the balance. PF 12% on (gross − HRA) capped at the ₹15,000 wage ceiling, ESI when gross ≤ ₹21,000, professional tax by state, gratuity 4.81% of Basic. Take-home is before income tax (TDS), which varies with declarations and regime.

Salary Breakdown

Take-home ₹73,000 · CTC ₹78,889 / mo
Component
Monthly
Annual
Basic Salary
₹43,425
₹5,21,100
HRA
₹21,713
₹2,60,556
Conveyance
₹9,862
₹1,18,344
Gross Salary — A
₹75,000
₹9,00,000
PF (Employee)
₹1,800
₹21,600
ESI (Employee)
₹0
₹0
Prof. Tax
₹200
₹2,500
Total Deductions
₹2,000
₹24,100
Net Pay — Take Home
₹73,000
₹8,75,900
EPF Employer
₹1,800
₹21,600
ESI Employer
₹0
₹0
Gratuity
₹2,089
₹25,065
Total Employer Contribution — B
₹3,889
₹46,665
Total CTC (A + B)
₹78,889
₹9,46,665

India salary — frequently asked questions

CTC (cost to company) is the total an employer spends, including employer PF and gratuity. Gross is your salary before deductions. Take-home is what reaches your bank after PF, ESI and professional tax.

Take-home is gross salary minus the employee's statutory deductions — Provident Fund, ESI where applicable and professional tax. The calculator shows take-home before income tax (TDS).

Provident Fund is 12% of basic from the employee, matched by 12% from the employer. It is calculated on a basic capped at ₹15,000 unless a higher contribution is opted for.

No. Professional tax is a state levy, so the amount varies by state and a few states don't charge it at all. The calculator applies the rate for the state you select.

Take-home is shown before income tax. TDS depends on your tax regime, investments and declarations, so we keep it separate to give a clean gross-to-net statutory breakdown.